What is a "Simultaneous Closing", and how
can it help me sell my real estate?

Simultaneous closings or “Table Funding” is where
an investor purchases your newly created private
mortgage note simultaneously (or later that day),
when the real estate purchase goes to closing.

In this instance, the real estate or business seller has
the option to offer potential buyers owner financing,
which will increase the number of interested buyers,
offer seller/buyer flexibility, avoid stringent lender
guidelines for buyer, and allow the seller to sell at his
or her desired price, or in some cases more!

                                                               

If my note balance is $100,000.00, why is
there a discount in pricing if I sell it?

The answer is: the time value of money. Dollars in the
future are worth less than dollars in your hand. For
example, suppose you are offered your choice of a
$100 bill or $1000 bill. You can have the $100 right
now, but if you choose the $1000 you'll have to wait a
month to get it. Almost everyone will choose to wait for
the $1000. Suppose you can have the $100 now, but
have to wait a year for the $1000? Or 5 years? Or 10
years? At some point you'll say, "I'll take the $100
now." At that moment you've just discounted a $1,000
bill to $100.



              
                                                        
                                       




Selling your note  versus    borrowing from a
bank. Which one gives me the advantage?

Even though you won’t get the full value of your
contract, a cash flow note sale is still more profitable.
There is a concept called "the time value of money",
which says that your money’s present value is always
more than its future value. This is because you can
invest your money now and start earning interest. By
the time the note is paid in full, you would have earned
the difference with your investment – and with much
less risk.

A cash flow notes' sale can also be more convenient
than a bank loan. You can sell your note in two weeks
or less, while a bank will make you wait up to a month
as they review your case, assess your credit, and do a
dozen other checks. Of course, with ACFE, there will
be no obligations, since you will be selling, not
borrowing, without creating debt!









                                                    

What is a Partial Purchase?

A partial purchase or a "partial" allows an interested
party to buy or sell only part of a note. This maneuver
is a transaction in which the owner of a cash flow
sells, and a buyer purchases, less than the entire
indebtedness owned by the seller. Using this "partial
purchase" technique, private mortgage sellers and
investors can have their cake and eat it too.



Why should I sell my cash flow now?

Selling your cash flow would enable you to fund an
education, pay bills, family vacation, medical
emergency, divorce division/fees, investments for
further securing your future financially, all very good
reasons for requiring a lump sum of money.

Many Americans are not aware of this option. The
option of selling your private cash flow instrument
allows an investor to purchase your future payments
for cash today. This process usually takes 2 to 3
weeks, assuming nothing unusual surfaces in the
process.
                                                            
Amerinote Cash Flow Exchange
"Where Buyers and Sellers Come Together"
Amerinote Cash Flow Exchange
Copyright © 2007 - 2009 All Rights Reserved

Testimonials

10/30/2008

"Invoice Factoring
keeps our business
cash flow constantly
moving.

Our small temp
agency is growing at
a break-neck rate,
and we primarily rely
on the collection of
our account
receivables.

Knowing that we can
count on Amerinote
to assist us with our
cash flow solutions,
gives us financial
confidence in our
business dealings".

Shirley M.
San Diego, CA
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