Why Sell Your Business Note To Us?
We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.
If you wish to sell your business note, sell a business loan, sell a chattel mortgage, sell an asset purchase agreement, or sell a security agreement, AX can fulfill all of your funding needs and can get you the capital you require. When you get the lightbulb-moment idea to sell business promissory note, come and see what we can do for you and get funded quickly!
Why Sell Your Business Note to Us?
If you’re wondering how to sell my business note, or you’re tired of acting as the bank after selling your small business and owner-financing the loan with a business note, AX can offer a sound and painless exit strategy.
We are the fastest growing owner-financed business note buyers in the country today. When you sell a business promissory note on the secondary market, we can fund the purchase in as little as 15 business days. If you currently hold, or have created, a business note that you want to sell now, simply contact us today to get started.
If you have not yet sold your small business, and you or your client is thinking about owner-financing the business loan, AX will guide you on how you can maximize your cash payout from a business note buyer.
Selling a Business Note has Never Been Easier
When selling a business note on the secondary note market to a business note buyer”š ensuring that you are dealing with the right funding source is crucial. This is especially true when your primary objectives are: to find a funding source that performs efficiently and effectively, and of course”š to receive the most money possible when selling your business note.
We at AX have been operating as a business note buyer for over 7 years, which has given us the in-depth note business experience and industry knowledge to successfully and effectively fund your business note sale in as little as 15 business days. We also pride ourselves on three core principles when purchasing business notes:
- Aggressive Offers and Pricing
- Unmatched Professionalism and Client Courtesy
- Unsurpassed Knowledge of the Entire Discount Cash Flow Industry
We have our own in-house funding platform, which is specifically geared towards performing business notes/business loans that we will purchase at a discount. When reviewing a business note for acquisition, we will primarily focus on: the equity in the collateral (down payment, seasoning, etc.), the borrower’s credit rating (and/or personal guarantee if borrower is a corporate entity), the business’s financial strength, the subject business model and loan structure.
When you’re selling your business note to AX, we are in the position to fund business notes from $25,000 to $500,000 (remaining loan balance). We can provide full purchase buy-out options or partial purchase buy-out options.
Please feel free to contact us with any questions or to begin the process. Or, you can review our complete business note purchase criteria online by clicking: AX Business Note Purchase Criteria.
To learn our simple business note creation guidelines when you go to sell your business note, please click:
How to Create a Valuable Business Note to Sell for Top-Dollar
How to Sell a Business Note
- Get a quote
- Accept the bid (either a full purchase offer or a partial purchase offer)
- Submit a Copy of the Business Promissory Note and Copy of Asset Purchase Agreement or Chattel Mortgage (depending on state and type of business sale)
- We will perform asset/collateral verification (confirm note’s LTV, borrower credit & get an estimate on property value)
- Once the asset has been pre-confirmed, note seller will need to submit the following documents for underwriting:
- Copy of Bill of Sale
- Copy of Recorded Note
- Proof of Personal Guarantee (if borrower is a corporate entity)
- Copy of Lease Agreement (if applicable)
- Business Financial Statements up to Time of Sale
- Note Seller’s Tax Returns from Previous 2 Years Prior to Sale
- All Closing Documents From Time of Sale
- Copy of 3rd-Party Loan Servicing Agreement (if applicable)
- Note seller will review, sign note-purchase agreement and seller checklist
- We will then review and underwrite the transaction
- We will clear the transaction for closing
- We will then schedule closing time and date or close the transaction via FedEx, UPS or attorney’s office if desired (seller’s preference)
- Receive cashiers check or wire transfer
This entire process of selling a business note will take anywhere from 10 business days to 20 days from front to back. AX pays for ALL costs associated with the purchase of your transaction.
What People Are Saying
Our clients’ experiences are our greatest achievements.
Satisfied Clients
Rated on Google
Everyone that I dealt with was efficient, got the deal done quickly, and was very professional! I would do business again with them. They are all great to work with! Great job, Amerinote!
I’ve just completed a transaction with Abby Shemesh at Amerinote Xchange. It was the first time I had ever sold a note and I had no idea what to expect. Abby and his team guided me through the process one step at a time until completion. Abby delivered on every promise and was available to me via email or phone whenever I had a question. Not only is he knowledgeable, he is honest and has a great sense of humor. Would not hesitate to recommend Abby and look forward to working with him again in the future.
We sold a private note to Amerinote Xchange which closed in December, 2020. The process was easy and Abby was an excellent communicator during the entire transaction. I highly recommend working with Abby and his team.
Very professional, straightforward and honest in a type of business that has some shady outfits. Long process while they did their due diligence but well worth it in the end. Shopping around confirmed the market value received for my note was very competitive. Would recommend.
Entire process was handled professionally and speedily. It was a pleasure dealing with Amerinote.
The experience was a positive one from beginning to end. Abby was amazingly helpful , very sincere and forthright, Eric as well in closing the transaction. If you hold a note and are thinking you might like to sell feel secure in choosing these guys.
We had very good experience with Amerinote Xchange. We did some shopping around and they offered us the most money. They are very professional and took care of everything. I highly recommend them, especially Abby. He was always right on the spot when we needed assistance
Abby and Eric were professional, easy going, transparent and responsive. Abby only intervened when necessary. Both made an unknown process easy, streamed-lined, stress free and fast. I highly recommend Abby and Amerinote Xchange. Thank you again Abby!
The process was easy. They explained everything thoroughly. And answered all the questions I had. It was a wonderful experience.
This transaction took some time to finalize and implement – but AmeriNoteXchange lived up to their commitments and followed through. I recommend AmeriNoteXchange over the myriad other Note buying companies – that are far less reliable.
Very professional service, made it very simple and easy for me. Thanks to Abbey, Susan, and Eric you guys were absolutely awesome to work with. I highly recommend these guys!
Great company, offered a good price on my unseasoned note. Quick to communicate and professional. Hope to do business again at some point. Abby is excellent at what he does.
From first contact with Abby and Susan, I was very encouraged that I would get the kind of professional attention I was looking for. Having been involved with various real estate dealings, I knew the information I was getting was geared to getting the best possible outcome for my project. I also knew being patient and not rushing the process was an important key, that would effect the offers I would receive. It’s pretty simple, give Abby the proper information and you’ll be amazed at how smoothly and quickly he’ll seal the deal
I was hesitant to go through the process of selling a note but after my first conversation with Abby, I knew it would be a successful process. It was my first experience selling a note and Abby made the process seem less. He was professional, honest, and always available to help and explain along the way. Thank you Abby for making this such an easy and quick experience.
We sold a private note to Amerinote Xchange which closed in December, 2020. The process was easy and Abby was an excellent communicator during the entire transaction. I highly recommend working with Abby and his team.
