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2nd Mortgage Note Buyers

We have been purchasing notes, mortgages and real estate contracts for over two decades and we pride ourselves on a unique client experience at the best price possible. Fast & high payout with a 96% closing rate.

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2nd Lien Note Purchase Criteria

Amerinote Xchange is a 2nd lien mortgage note buyer actively acquiring 2nd liens in all 50 states online. All junior lien notes for sale must be secured by real estate. In order for a junior real estate loan to be considered for purchase, the characteristics must fall under these three principal criteria:

A junior loan can be performing (on-time payments) or non-performing (late or no payments)
2nd lien position is preferred to be subordinate to a performing 1st position lien
No minimum loan requirement (no loan too small for consideration)

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What to Expect When Selling a Junior Lien Note

When shopping for the best price when selling a junior lien debt on the open market, a note seller must keep need to know what to expect during the process. Most 2nd lien position loans do not sell for top dollar among the note buying community.

2nd Mortgage Note Buyers They are in fact the riskier types of real estate-backed debt to purchase within the industry. This is due to the subordinate position of the loan to a senior first lien. In the case of default and foreclose, the process can be arduous and costly to the note holder.

If you have a second lien position note that you are considering selling in order to generate debt-free capital, please feel free to contact us directly and get a quote today.

Note buyers have the ability, agility, and infrastructure to act quickly when buying your second position notes. Follow the link to learn more about selling real estate notes and for information and pricing on non-performing 2nd lien term loans.

See how much your mortgage note is worth

Estimate Your 2nd Lien Note Value

See what others have to say about us

Everyone that I dealt with was efficient, got the deal done quickly, and was very professional! I would do business again with them. They are all great to work with! Great job, Amerinote!
Eric Porterfield - San Francisco

85 reviews, 4.8 stars

I've just completed a transaction with Abby Shemesh at Amerinote Xchange. It was the first time I had ever sold a note and I had no idea what to expect. Abby and his team guided me through the process one step at a time until completion. Abby delivered on every promise and was available to me via email or phone whenever I had a question. Not only is he knowledgeable, he is honest and has a great sense of humor. Would not hesitate to recommend Abby and look forward to working with him again in the future.
Louis Sawaya - San Francisco

85 reviews, 4.8 stars

Very professional, straightforward and honest in a type of business that has some shady outfits. Long process while they did their due diligence but well worth it in the end. Shopping around confirmed the market value received for my note was very competitive. Would recommend.
David McAninch

85 reviews, 4.8 stars

Entire process was handled professionally and speedily. It was a pleasure dealing with Amerinote.
Jean Dickson

85 reviews, 4.8 stars

The experience was a positive one from beginning to end. Abby was amazingly helpful , very sincere and forthright, Eric as well in closing the transaction. If you hold a note and are thinking you might like to sell feel secure in choosing these guys.
Stephen Sharkey

85 reviews, 4.8 stars

We had very good experience with Amerinote Xchange. We did some shopping around and they offered us the most money. They are very professional and took care of everything. I highly recommend them, especially Abby. He was always right on the spot when we needed assistance
Joan Lipson

85 reviews, 4.8 stars

Ready to Sell Your 2nd Lien Note?

No-obligation quote. We cover all costs associated with the purchase.

Request A Cash Offer Now

Or call us: (800) 698-3650

Written By

Tara Mastroeni

Tara Mastroeni is a real estate and personal finance writer. Her work has been published on websites such as Forbes Advisor, Business Insider, and The Motley Fool. See full bio.

Edited By

Molly Corson

Molly Corson is the Co-Founder and Sr Marketing Director at Amerinote Xchange. Molly's diversified background and experience lies in the areas marketing ad-tech, team-building, operations-management, sales and strategic relations management. Molly has a BA degree from Temple University. See full bio.

Financially Reviewed By

Abby Shemesh

Abby is the Co-Founder and CEO of Amerinote Xchange. He has been operating within the mortgage market for over two decades.

Abby was featured on industry publications like Yahoo! Finance, MSN Money, Realtor.com, and GOBankingRates.com. See full bio.

2nd Mortgage Note Buyers

Up to a $90,000 cash offer!

Ready to Sell Your 2nd Lien Note?

Written By

Tara Mastroeni

Edited By

Molly Corson

Financially Reviewed By

Abby Shemesh