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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

According to the most recent census data, there are approximately 1,363 land trusts in the United States. Put simply, a land trust is a tool used in estate planning to help real estate assets avoid probate. If you’re wondering what a land trust is and how it works, keep reading. Armed with this knowledge, you’ll…

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Posted by Tara Mastroeni on June 23, 2022 | 0 Comments

Most people have to be deliberate with how they spend their money and, for the vast majority, that means making a decision between paying down debt or investing in the future. If you’re wondering whether to payoff a mortgage or invest, you’re not alone. We’ll walk you through what you need to consider before making…

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Posted by Abby Shemesh on May 16, 2022 | 0 Comments

Unfortunately, real estate is not always guaranteed to be a good investment. Sometimes you can find yourself owing more on your home loan than the property is worth. When that happens, you may think about simply walking away from your mortgage.  If you’re thinking of going this route, keep reading. We’ve compiled all the info…

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Posted by Abby Shemesh on April 27, 2022 | 0 Comments

At some point, you may have heard the term “mortgage acceleration”. In real estate, mortgage acceleration Is a process where the lender demands repayment of the loan in full once the borrower breaches the terms of their loan agreement. If you would like to learn more about mortgage acceleration and how it works, keep reading….

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Posted by Abby Shemesh on March 22, 2022 | 0 Comments

Assumable Mortgage 101: How to Let Someone Take Over the Mortgage Payments on a Property If you’ve ever asked the question, “Can’t someone else take over my house payments?, you’re in luck. There is a way to allow someone else to take over responsibility for a mortgage. In real estate, these loans are known as…

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Posted by Tara Mastroeni on February 15, 2022 | 4 Comments

Broadly, the term “collateral” refers to an asset that a borrower pledges to forfeit to the lender in the event that they default on their loan. In real estate, it’s not uncommon to use a home as collateral. However, a collateral mortgage is a specific type of home loan that allows the borrower to leverage…

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Posted by Tara Mastroeni on January 21, 2022 | 0 Comments

Should I Pay Off My Mortgage Early? Living mortgage-free is a goal many of us have. However, as great as it sounds to free up thousands of dollars each month, paying off your mortgage early is not always the most financially savvy move. Let’s discuss some of the pros and cons of paying off your…

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Posted by Tara Mastroeni on December 15, 2021 | 0 Comments

If you’ve recently had a loved one pass away, you may be wondering what happens to a mortgage when the borrower dies. Unfortunately, there is no one cut-and-dried answer to this question. It all depends on who applied for the loan and whether or not the surviving family members want to keep the property.  In…

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Posted by Tara Mastroeni on November 12, 2021 | 0 Comments

Put simply, “judicial foreclosure” is the legal term used for a foreclosure that goes through the local court system. However, there is much more to this type of foreclosure than just knowing that courts are involved. With that in mind, we’ve created a guide to the process below. Keep reading to learn what you need…

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Posted by Tara Mastroeni on October 15, 2021 | 0 Comments

In recent years, many real estate investors who’ve wanted to earn passive income without the headaches of dealing with tenants or flipping properties have shifted their strategy to note investing. Yet, in the process, they’ve learned that building a successful note brokering business requires a different skill set than traditional real estate investment.  With that…

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Posted by Tara Mastroeni on July 12, 2021 | 0 Comments