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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

Selling your home at a profit is a financially rewarding experience. However, knowing what to do with home sale proceeds can be difficult. There are several options to consider: you can invest the money from the sale of your home, use the money to pay down debt, or purchase another property. In this article, we’ll…

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Posted by Abby Shemesh on September 15, 2022 | 0 Comments

The concept of the time value of money has been around for decades. Below, we’ll examine why the time value of money is so important and how people can actually use it to their advantage in real estate. What Is the Time Value of Money? The time value of money or TVM is an important…

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Posted by Abby Shemesh on August 14, 2022 | 0 Comments

Holding an estate sale is no easy task. You often have to sort through a loved one’s belongings, set prices, advertise the sale, and manage the event, all while trying to keep up with your own roles and responsibilities. Still, it can be done with a bit of planning and forethought.  If you need estate…

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Posted by Tara Mastroeni on July 14, 2022 | 0 Comments

According to the most recent census data, there are approximately 1,363 land trusts in the United States. Put simply, a land trust is a tool used in estate planning to help real estate assets avoid probate. If you’re wondering what a land trust is and how it works, keep reading. Armed with this knowledge, you’ll…

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Posted by Tara Mastroeni on June 23, 2022 | 0 Comments

Most people have to be deliberate with how they spend their money and, for the vast majority, that means making a decision between paying down debt or investing in the future. If you’re wondering whether to payoff a mortgage or invest, you’re not alone. We’ll walk you through what you need to consider before making…

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Posted by Abby Shemesh on May 16, 2022 | 0 Comments

Unfortunately, real estate is not always guaranteed to be a good investment. Sometimes you can find yourself owing more on your home loan than the property is worth. When that happens, you may think about simply walking away from your mortgage.  If you’re thinking of going this route, keep reading. We’ve compiled all the info…

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Posted by Abby Shemesh on April 27, 2022 | 0 Comments

At some point, you may have heard the term “mortgage acceleration”. In real estate, mortgage acceleration Is a process where the lender demands repayment of the loan in full once the borrower breaches the terms of their loan agreement. If you would like to learn more about mortgage acceleration and how it works, keep reading….

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Posted by Abby Shemesh on March 22, 2022 | 0 Comments

Assumable Mortgage 101: How to Let Someone Take Over the Mortgage Payments on a Property If you’ve ever asked the question, “Can’t someone else take over my house payments?, you’re in luck. There is a way to allow someone else to take over responsibility for a mortgage. In real estate, these loans are known as…

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Posted by Tara Mastroeni on February 15, 2022 | 4 Comments

Broadly, the term “collateral” refers to an asset that a borrower pledges to forfeit to the lender in the event that they default on their loan. In real estate, it’s not uncommon to use a home as collateral. However, a collateral mortgage is a specific type of home loan that allows the borrower to leverage…

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Posted by Tara Mastroeni on January 21, 2022 | 0 Comments

Should I Pay Off My Mortgage Early? Living mortgage-free is a goal many of us have. However, as great as it sounds to free up thousands of dollars each month, paying off your mortgage early is not always the most financially savvy move. Let’s discuss some of the pros and cons of paying off your…

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Posted by Tara Mastroeni on December 15, 2021 | 0 Comments