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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

Mortgage loans, as we know them today, date back to the 1930s, when FDR’s New Deal created the Federal Housing Administration, and with it, FHA-backed home loans. But when strict FHA lending standards boxed some would-be home buyers out, many Americans turned to private mortgage notes instead — seller-backed financing that offered looser qualifying requirements…

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Posted by Tara Mastroeni on December 11, 2018 | 2 Comments

You’ve got the landlord bug. You have one property, bringing in a steady income, and you’re ready to bring in some more real estate to build out your portfolio — but you’re not sure how. In fact, you’ve even found yourself wondering, “What is a property portfolio anyway?” What is a Property Portfolio? So, what…

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Posted by Tara Mastroeni on November 9, 2018 | 0 Comments

You may have recently lost a loved one. This may require the settling of an estate and dividing assets. One of those assets may include a private mortgage note. You might not have planned to sell a private mortgage note in your lifetime, but now that your relative has bequeathed you one or left one…

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Posted by Tara Mastroeni on October 26, 2018 | 3 Comments

For most people, their mortgage loan is the single-biggest debt they have — and that can be stressful. All the payments, the looming balance, and the other financial pressures you have weighing on you can be overwhelming. Fortunately, you don’t have to wait 30 years to be done with your high-cost mortgage. With these tips…

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Posted by Tara Mastroeni on September 22, 2018 | 0 Comments

A contract for deed arrangement is one that allows a home buyer to purchase a property directly from the seller, without the involvement of a traditional mortgage lender or banking institution. It generally allows for a faster transaction and can open the door to buyers with less-than-perfect credit or a solid but short employment history….

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Posted by Tara Mastroeni on September 13, 2018 | 0 Comments

If you’re looking to sell your home quickly or avoid the long, lengthy processes of the bank, you may want to consider offering home seller financing to prospective buyers. What is seller financing, exactly? Put simply, it means you become the lender. In a seller financing deal, also called owner financing, the buyer would make…

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Posted by Tara Mastroeni on June 19, 2018 | 0 Comments

Can you sell a house with mortgage? As surprising as it may be, selling a home with a mortgage is actually pretty common. But what happens if you sell your house with a mortgage? And how does selling a house work with mortgage? These questions and many others that may be bothering you will be…

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Posted by Tara Mastroeni on May 31, 2018 | 0 Comments

We often get asked by potential clients, “Who buys real estate contracts?” Or, more importantly, “will you buy my real estate contract?” Though we wish the answers were a clear-cut yes or no, in most cases, it’s simply not. You see, the correct answer actually depends on the person’s definition of the term “real estate…

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Posted by Tara Mastroeni on May 14, 2018 | 1 Comment

Whether you need a spot to house your business or are simply looking for an extra revenue stream, a commercial property can be the answer. However, buying commercial real estate isn’t the same as buying a residential home. It takes careful consideration to find the right property, the right financing and the right deal –…

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Posted by Tara Mastroeni on April 27, 2018 | 2 Comments

Selling a promissory note should not be a complicated undertaking. In fact, the overall process can be smooth and hassle-free when you prepare accordingly and use reputable note buyers or experienced note buying companies. As leaders in loan acquisitions and buying promissory notes, we have put together this functional guide to help you understand the…

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Posted by Jennifer Park on March 20, 2018 | 8 Comments