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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible. Fast & high payout with a 96% closing rate.

A partial purchase mortgage note offer can deliver serious benefits. You get instant access to cash by selling a portion of your note to a buyer, while still retaining regular interest payments and enjoying some significant tax benefits to boot. But accepting a partial purchase mortgage note offer isn’t the right move for every note…

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Posted by Tara Mastroeni on January 26, 2019 | 2 Comments

Mortgage loans, as we know them today, date back to the 1930s, when FDR’s New Deal created the Federal Housing Administration, and with it, FHA-backed home loans. But when strict FHA lending standards boxed some would-be home buyers out, many Americans turned to private mortgage notes instead — seller-backed financing that offered looser qualifying requirements…

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Posted by Tara Mastroeni on December 11, 2018 | 2 Comments

You may have recently lost a loved one. This may require the settling of an estate and dividing assets. One of those assets may include a private mortgage note. You might not have planned to sell a private mortgage note in your lifetime, but now that your relative has bequeathed you one or left one…

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Posted by Tara Mastroeni on October 26, 2018 | 3 Comments

A contract for deed arrangement is one that allows a home buyer to purchase a property directly from the seller, without the involvement of a traditional mortgage lender or banking institution. It generally allows for a faster transaction and can open the door to buyers with less-than-perfect credit or a solid but short employment history….

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Posted by Tara Mastroeni on September 13, 2018 | 0 Comments

We often get asked by potential clients, “Who buys real estate contracts?” Or, more importantly, “will you buy my real estate contract?” Though we wish the answers were a clear-cut yes or no, in most cases, it’s simply not. You see, the correct answer actually depends on the person’s definition of the term “real estate…

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Posted by Tara Mastroeni on May 14, 2018 | 3 Comments

Selling a promissory note should not be a complicated undertaking. In fact, the overall process can be smooth and hassle-free when you prepare accordingly and use reputable note buyers or experienced note buying companies. As leaders in loan acquisitions and buying promissory notes, we have put together this functional guide to help you understand the…

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Posted by Jennifer Park on March 20, 2018 | 8 Comments

When you start getting involved in buying and selling real estate notes, it can seem like there is a secret language, known only to buyers and lenders. “Mortgage” is simple enough, but once phrases like “deeds of trust” and “promissory note” start getting thrown around, the whole thing can start to seem like a confusing…

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Posted by Tara Mastroeni on April 26, 2017 | 0 Comments

Already one of the lesser-known investment opportunities, seller financing has earned a poor reputation as the tactic of only the truly desperate. After all, if you are looking for monthly income and already own property, why not just use the property as a rental? In reality, seller financing — also sometimes called “owner financing” or…

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Posted by Tara Mastroeni on February 28, 2017 | 0 Comments

Why are individuals or entities like note buyers interested in buying a mortgage note as an investment, and what are the major risks involved? To understand this, we must understand what a mortgage note is. What Is a Mortgage Note? A mortgage note is a written agreement between a property seller and the property’s buyer…

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Posted by Tara Mastroeni on June 17, 2016 | 2 Comments

For some property sellers and buyers, a mortgage is an obstacle to full property ownership instead of a vehicle that makes full ownership possible. Sometimes, this is because they enter a seller-financed mortgage without understanding all it entails, and have misconceptions about parts of the process. Here are some frequently asked questions that we’ve answered…

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Posted by Tara Mastroeni on June 11, 2016 | 0 Comments