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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

If you’re in the real estate industry, then you are probably familiar with the Dodd Frank legislation that went into effect on January 10, 2014. Dodd Frank and the Consumer Financial Protection Bureau were enacted to protect consumers from the predatory loan practices of institutions and lenders. While seller financing is only a small fraction…

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Posted by Tara Mastroeni on June 11, 2015 | 11 Comments

If you’re not in real estate, knowing the difference between a mortgage vs. promissory note can get complicated and convoluted. They both are important documents that you’ll sign when you buy a home. However, while those documents are both meant to ensure that the lender gets repaid, there are some major differences between the two. …

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Posted by Tara Mastroeni on May 29, 2015 | 0 Comments

Are you considering selling your mortgage note? If you sell your note at the right time, you can make a great return on your investment. A mortgage note is a legal document secured by a mortgage loan, in which the borrower promises to pay back a specified amount plus interest over a designated period of…

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Posted by Tara Mastroeni on February 18, 2015 | 0 Comments

If you are looking to sell your home to a family member that you own free and clear, then creating a private mortgage note may be right for you. The term private mortgage notes is used to refer to a mortgage note that is being offered by an individual or private party. It is meant…

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Posted by Tara Mastroeni on December 8, 2014 | 0 Comments

For note brokers without a budget, effectively marketing your note business and getting the property seller to yes to your note offer can be difficult tasks. However, even if you are just starting out and don’t have a budget, there are many ways to successfully find sellers and accomplish these goals. “You’re always going to…

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Posted by Tara Mastroeni on October 27, 2014 | 2 Comments

This year Congress passed a new set of rules that changed how the mortgage industry operates. Stemming from the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the recent Dodd-Frank law puts specific restrictions on all real estate note transactions. The law went into effect on January 1, 2014 and requires that properties…

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Posted by Tara Mastroeni on September 22, 2014 | 1 Comment

Here is a question that comes up from time to time with many private note sellers which is: Can I get scammed when selling my private mortgage note? This is obviously a question that would need to be addressed (and answered) if you are planning on selling your mortgage note on the secondary loan market….

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Posted by Tara Mastroeni on January 10, 2014 | 0 Comments

Are you seller-financing all or part of the sale of your own small business and planning on selling the business note? You are definitely not alone! Approximately 80% of businesses sold in the U.S. today involve some form of seller-financing (otherwise known as owner-financing). The reason being is simple – lack of investment-appetite and/or risk-tolerance…

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Posted by Tara Mastroeni on December 29, 2013 | 0 Comments