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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

When it comes to buying property, there are three things that matter most, as the saying goes: “location, location, location”. Before you place a mortgage on a residence or a business, there are plenty of things to consider besides the home or business’ location, but the geographical region of the structure can have a major…

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Posted by Tara Mastroeni on July 8, 2016 | 0 Comments

Buying or selling mortgage notes can be a difficult path to navigate for the uninitiated. Regardless of whether you’re a seller or a buyer,  you must be completely confident in your decision before signing anything. Abby Shemesh, founder of Amerinote Xchange, sat down with real estate investor, entrepreneur, and host of the EPIC Real Estate…

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Posted by Tara Mastroeni on June 26, 2016 | 0 Comments

Finding mortgage note sellers can be difficult. Not only are sellers rare by nature, but the market is currently saturated with competition. Lead acquisition is absolutely critical if you want to be profitable, so many of today’s savvy buyers are taking unique approaches to marketing and advertising. (photo credit – Select Insure Group – Homeowners…

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Posted by Tara Mastroeni on June 20, 2016 | 0 Comments

Why are individuals or entities like note buyers interested in buying a mortgage note as an investment, and what are the major risks involved? To understand this, we must understand what a mortgage note is. What Is a Mortgage Note? A mortgage note is a written agreement between a property seller and the property’s buyer…

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Posted by Tara Mastroeni on June 17, 2016 | 2 Comments

Prospective homebuyers can run into a number of financing problems when they try to buy their future home. A buyer’s financial situation may not fit neatly within their bank’s requirements for mortgage approval. An unpredictable salary, a lack of pay stubs or W-2 forms, or a less-than-exemplary credit score can be major obstacles. In these…

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Posted by Tara Mastroeni on June 14, 2016 | 0 Comments

For some property sellers and buyers, a mortgage is an obstacle to full property ownership instead of a vehicle that makes full ownership possible. Sometimes, this is because they enter a seller-financed mortgage without understanding all it entails, and have misconceptions about parts of the process. Here are some frequently asked questions that we’ve answered…

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Posted by Tara Mastroeni on June 11, 2016 | 0 Comments

If you’re in the real estate industry, then you are probably familiar with the Dodd Frank legislation that went into effect on January 10, 2014. Dodd Frank and the Consumer Financial Protection Bureau were enacted to protect consumers from the predatory loan practices of institutions and lenders. While seller financing is only a small fraction…

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Posted by Tara Mastroeni on June 11, 2015 | 12 Comments

If you’re not in real estate, learning the difference between a mortgage vs. promissory note can get complicated and convoluted. They both are important documents that you’ll sign when you buy a home. However, while these documents are both meant to ensure that the lender gets repaid, there are some major differences between the two. …

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Posted by Tara Mastroeni on May 29, 2015 | 0 Comments

Are you considering selling your mortgage note? If you sell your note at the right time, you can make a great return on your investment. A mortgage note is a legal document secured by a mortgage loan, in which the borrower promises to pay back a specified amount plus interest over a designated period of…

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Posted by Tara Mastroeni on February 18, 2015 | 0 Comments

If you are looking to sell your home that you own free and clear to a family member, then creating a private mortgage note may be right for you. The term private mortgage note is used to refer to a mortgage note that is being offered by an individual or private party. It is meant to…

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Posted by Tara Mastroeni on December 8, 2014 | 2 Comments