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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

Why are individuals or entities like note buyers interested in buying a mortgage note as an investment, and what are the major risks involved? To understand this, we must understand what a mortgage note is. What Is a Mortgage Note? A mortgage note is a written agreement between a property seller and the property’s buyer…

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Posted by Tara Mastroeni on June 17, 2016 | 2 Comments

Prospective homebuyers can run into a number of financing problems when they try to buy their future home. A buyer’s financial situation may not fit neatly within their bank’s requirements for mortgage approval. An unpredictable salary, a lack of pay stubs or W-2 forms, or a less-than-exemplary credit score can be major obstacles. In these…

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Posted by Tara Mastroeni on June 14, 2016 | 0 Comments

For some property sellers and buyers, a mortgage is an obstacle to full property ownership instead of a vehicle that makes full ownership possible. Sometimes, this is because they enter a seller-financed mortgage without understanding all it entails, and have misconceptions about parts of the process. Here are some frequently asked questions that we’ve answered…

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Posted by Tara Mastroeni on June 11, 2016 | 0 Comments

If you’re in the real estate industry, then you are probably familiar with the Dodd Frank legislation that went into effect on January 10, 2014. Dodd Frank and the Consumer Financial Protection Bureau were enacted to protect consumers from the predatory loan practices of institutions and lenders. While seller financing is only a small fraction…

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Posted by Tara Mastroeni on June 11, 2015 | 11 Comments

If you’re not in real estate, learning the difference between a mortgage vs. promissory note can get complicated and convoluted. They both are important documents that you’ll sign when you buy a home. However, while these documents are both meant to ensure that the lender gets repaid, there are some major differences between the two. …

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Posted by Tara Mastroeni on May 29, 2015 | 0 Comments

Are you considering selling your mortgage note? If you sell your note at the right time, you can make a great return on your investment. A mortgage note is a legal document secured by a mortgage loan, in which the borrower promises to pay back a specified amount plus interest over a designated period of…

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Posted by Tara Mastroeni on February 18, 2015 | 0 Comments

If you are looking to sell your home that you own free and clear to a family member, then creating a private mortgage note may be right for you. The term private mortgage note is used to refer to a mortgage note that is being offered by an individual or private party. It is meant to…

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Posted by Tara Mastroeni on December 8, 2014 | 2 Comments

For note brokers without a budget, effectively marketing your note business and getting the property seller to say yes to your note offer can be difficult tasks. However, even if you are just starting out and don’t have a budget, there are many ways to find sellers and accomplish these goals successfully. “You’re always going…

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Posted by Tara Mastroeni on October 27, 2014 | 2 Comments

For many property owners, finding the right company to buy your mortgage notes can be a nerve-wracking experience. In most cases, you don’t get to meet your note buyer one-on-one. Note buyers live in distant cities, so you’ll only communicate via phone or e-mail. So how can you find an experienced and reliable note buyer…

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Posted by Tara Mastroeni on September 22, 2014 | 1 Comment

A question that comes up from time to time with many private note sellers is: Can I get scammed when selling my private mortgage note? This is obviously a question that would need to be addressed (and answered) if you are planning on selling your mortgage note on the secondary loan market. Just to be…

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Posted by Tara Mastroeni on January 10, 2014 | 0 Comments