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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

Navigating the intricacies of land contracts can often be a daunting task for both buyers and sellers. One of the common questions that people considering purchasing or selling a land contract often ask is: “Who pays property taxes on a land contract?“. Read on to find out everything you need to know about property taxes…

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Posted by Jennifer Park on May 18, 2023 | 0 Comments

When buying a home, there are a lot of extras you’ll need to consider besides your mortgage. One example is title insurance, which financial institutions require you to purchase before providing a home loan. You’ll also have the option to buy title insurance for yourself. What Is Home Title Insurance? Home title insurance is a…

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Posted by Jennifer Park on March 14, 2023 | 0 Comments

If you’re a private or commercial mortgage note holder, you may be wondering how to best utilize your future payments. One option to consider is selling your note to an eligible mortgage note buyer like Amerinote Xchange. By doing so, you can receive a lump sum payment for the present value of your future payments….

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Posted by Jennifer Park on February 15, 2023 | 0 Comments

When most people think of a promissory note, they think of a loan agreement between two individuals. But did you know that you can also use a promissory note to secure a home equity line of credit (HELOC)? A promissory note for a HELOC is a credit agreement between the homeowner and the lender. The…

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Posted by Jennifer Park on January 13, 2023 | 0 Comments

Promissory notes and loan agreements are documents that outline the details of a loan. They both outline the terms of the loan, including repayment terms, and act as legal documentation with remedies should a loan go unpaid.  Although promissory notes and loan agreements are similar, there are key differences between the two.  For example, promissory…

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Posted by Jennifer Park on December 15, 2022 | 0 Comments

Consumers and companies use the abbreviation BPS regularly in finance. The term may come up as you apply for a mortgage loan, when you sell a mortgage note, or any other loan for that matter.  Mortgages and other loans aren’t the only financial instruments where you may encounter the term BPS. It could be used to…

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Posted by Jennifer Park on November 15, 2022 | 0 Comments

Selling a property can be a long and arduous process, especially if you’re looking to get the best return on your investment. Many real estate investors are unaware of the 721 exchange, which can help them get a lump sum for their property while deferring taxes. By leveraging the 721 exchange, real estate investors can…

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Posted by Jennifer Park on October 14, 2022 | 1 Comment

Selling your home at a profit is a financially rewarding experience. However, knowing what to do with home sale proceeds can be difficult. There are several options to consider: you can invest the money from the sale of your home, use the money to pay down debt, or purchase another property. In this article, we’ll…

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Posted by Jennifer Park on September 15, 2022 | 0 Comments

The concept of the time value of money has been around for decades. Below, we’ll examine what the time value of money is, why it is so important and how people can actually use it to their advantage in real estate. What Is the Value of Money? The value of money is its potential to…

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Posted by Jennifer Park on August 14, 2022 | 0 Comments

UpHolding an estate sale is no easy task. You often have to sort through a loved one’s belongings, set prices, advertise the sale, and manage the event, all while trying to keep up with your own roles and responsibilities. Still, it can be done with a bit of planning and forethought.  If you need estate…

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Posted by Tara Mastroeni on July 14, 2022 | 0 Comments