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Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

We hope everyone is well and staying healthy in these turbulent times we find ourselves in today. Keeping our families safe is at the forefront of all our minds. We at Amerinote Xchange are no different. That is why we are implementing an emergency allocation fund for all people and businesses collecting on mortgage notes…

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Posted by Admin on March 25, 2020 | 0 Comments

Before coronavirus and COVID-19, the U.S. housing market had seemingly rebounded to pre-crisis levels of confidence. However, the spread of the virus has led some people to speculate about the possibility of a real estate crash in 2020. With that in mind, many people have found themselves asking, “What are coronavirus effects on real estate?”…

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Posted by Admin on March 23, 2020 | 0 Comments

Knowledge of the secondary market for real estate is crucial for new would-be-buyers and investors alike. With that in mind, below is an answer to the fundamental question “What is the secondary mortgage market?” Keep reading to learn how the secondary mortgage market works, who the major players are in recycling capital, and how you,…

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Posted by Admin on March 10, 2020 | 0 Comments

Life does not always play out as expected. Perhaps it’s a medical emergency, or maybe you’ve recently lost a job. Whatever the case may be, you need cash immediately. Selling annuity payments is one way to get immediate access to this cash. Annuity owners have the ability to sell either all or a portion of…

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Posted by Admin on February 15, 2020 | 0 Comments

  A mortgage note is an instrument contains all the necessary information and terms that property buyers and sellers need to keep track of when it comes to the repayment schedule of a mortgage loan. Essentially, it is a written agreement to pay back the debt. In the contract, it dictates the loan terms, payment…

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Posted by Admin on October 20, 2019 | 4 Comments

Mortgage rates can often be confusing for those not well-versed in the industry, but understanding how these rates work (as well as the history of mortgage rates and how they’re determined) is vital if you’re buying or investing in real estate. To start, it’s important to understand that there are multiple mortgage markets: the one…

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Posted by Admin on October 10, 2019 | 0 Comments

What is a Mortgage Note? Put simply, a mortgage note is a promise to repay a specific mortgage debt. A mortgage note is a legal document which describes the terms of repayment of a loan secured by real estate. The terms include a loan amount, interest rate, payback period among other items.  A mortgage note…

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Posted by Admin on March 8, 2019 | 2 Comments

  So the big question of the day is: how does a land contract work? Before we dive into that answer, you should be asking, what is this type of contract? How do I apply this to benefit me in a property sale? Well, this type of contract is a method of purchasing real estate….

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Posted by Admin on February 16, 2019 | 2 Comments

A partial purchase mortgage note offer can deliver serious benefits. You get instant access to cash by selling a portion of your note to a buyer, while still retaining regular interest payments and enjoying some serious tax benefits to boot. But accepting a partial purchase mortgage note offer isn’t the right move for every note…

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Posted by Admin on January 26, 2019 | 2 Comments

Mortgage loans date back to the 1930s, when FDR’s New Deal created the Federal Housing Administration, and with it, FHA-backed home loans. But when strict FHA lending standards boxed some would-be home buyers out, many Americans turned to private mortgage notes instead — seller-backed financing that offered looser qualifying requirements and faster closing times, among…

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Posted by Admin on December 11, 2018 | 0 Comments