Amerinote Xchange Blog

  Mortgage rates can often be confusing for those not well-versed in the industry, but understanding how these rates work (as well as the history of mortgage rates and how they’re determined) is vital if you’re buying or investing in real estate.   To start, it’s important to understand that there are multiple mortgage markets: ... Read More

    What is a Mortgage Note?   Put simply, a mortgage note is a promise to repay a specific mortgage debt.   A mortgage note is a legal document which describes the terms of repayment of a loan secured by real estate. The terms include a loan amount, interest rate, payback period among other ... Read More

      So the big question of the day is: how does a land contract work? Before we dive into that answer, you should be asking, what is this type of contract? How do I apply this to benefit me in a property sale? Well, this type of contract is a method of purchasing ... Read More

  A partial purchase mortgage note offer can deliver serious benefits. You get instant access to cash by selling a portion of your note to a buyer, while still retaining regular interest payments and enjoying some serious tax benefits to boot. But accepting a partial purchase mortgage note offer isn’t the right move for every ... Read More

    Mortgage loans date back to the 1930s, when FDR’s New Deal created the Federal Housing Administration, and with it, FHA-backed home loans. But when strict FHA lending standards boxed some would-be home buyers out, many Americans turned to private mortgage notes instead — seller-backed financing that offered looser qualifying requirements and faster closing ... Read More

  You’ve got the landlord bug. You have one property, it’s bringing in a steady amount of income, and you’re ready to bring in some more real estate to build out your portfolio — but you’re not sure how.   In fact, you’ve even found yourself wondering, “What is a property portfolio anyway?”   What ... Read More

  You may have recently lost a loved one. This may require the settling of an estate and dividing assets. One of those assets may include a private mortgage note. You might not have planned to sell a private mortgage note in your lifetime, but now that your relative has bequeathed you one or left ... Read More

    Let’s set the stage: You decided to sell a mortgage note you carry and the outcome isn’t what you expected. Lets say you’ve grown tired of your mortgage note. You’re done with collecting monthly payments, and you’re ready to cash out now — not five, 10 or 20 years down the line.   ... Read More

  For most people, their mortgage loan is the single-biggest debt they have — and that can be stressful. All the payments, the looming balance, and the other financial pressures you have weighing on you can be overwhelming. Fortunately, you don’t have to wait 30 years to be done with your high-cost mortgage. With these ... Read More

    A contract for deed arrangement is one that allows a home buyer to purchase a property directly from the seller, without the involvement of a traditional mortgage lender or banking institution. It generally allows for a faster transaction and can open the door to buyers with less-than-perfect credit or solid employment history under ... Read More