We hope everyone is well and staying healthy in these turbulent times we find ourselves in today. Keeping our families safe is at the forefront of all our minds. We at Amerinote Xchange are no different.   That is why we are implementing an emergency allocation fund for all people and businesses collecting ... Read More

  Before coronavirus and COVID-19, the U.S. housing market had seemingly rebounded to pre-crisis levels of confidence. However, the spread of the virus has led some people to speculate about the possibility of a real estate crash in 2020. With that in mind, many people have found themselves asking, “What are coronavirus effects on real ... Read More

  Knowledge of the secondary market for real estate is crucial for new would-be-buyers and investors alike. With that in mind, below is an answer to the fundamental question “What is the secondary mortgage market?” Keep reading to learn how the secondary mortgage market works, who the major players are in recycling capital, and how ... Read More

  Life does not always play out as expected. Perhaps it’s a medical emergency, or maybe you’ve recently lost a job. Whatever the case may be, you need cash immediately.   Selling annuity payments is one way to get immediate access to this cash. Annuity owners have the ability to sell either all or a ... Read More

  A mortgage note is an instrument contains all the necessary information and terms that property buyers and sellers need to keep track of when it comes to the repayment schedule of a mortgage loan. Essentially, it is a written agreement to pay back the debt. In the contract, it dictates the loan terms, payment ... Read More

  Mortgage rates can often be confusing for those not well-versed in the industry, but understanding how these rates work (as well as the history of mortgage rates and how they’re determined) is vital if you’re buying or investing in real estate.   To start, it’s important to understand that there are multiple mortgage markets: ... Read More

    What is a Mortgage Note?   Put simply, a mortgage note is a promise to repay a specific mortgage debt.   It’s a contract — a written agreement — that says the person buying the property in question will pay the seller back XX amount of money over XX amount of time. The ... Read More

      So the big question of the day is: how does a land contract work? Before we dive into that answer, you should be asking, what is this type of contract? How do I apply this to benefit me in a property sale? Well, a this type of contract is a method of ... Read More

    Mortgage loans date back to the 1930s, when FDR’s New Deal created the Federal Housing Administration, and with it, FHA-backed home loans. But when strict FHA lending standards boxed some would-be home buyers out, many Americans turned to private mortgage notes instead — seller-backed financing that offered looser qualifying requirements and faster closing ... Read More

  You’ve got the landlord bug. You have one property, it’s bringing in a steady amount of income, and you’re ready to bring in some more real estate to build out your portfolio — but you’re not sure how.   In fact, you’ve even found yourself wondering, “What is a property portfolio anyway?”     ... Read More