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Amerinote Xchange Blog: Market Trends

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

Should I pay off my mortgage early? Living mortgage-free is a goal many of us have. However, as great as it sounds to free up thousands of dollars each month, paying off your mortgage early is not always the most financially savvy move. Let’s discuss some of the pros and cons of paying off your…

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Posted by Tara Mastroeni on December 15, 2021 | 0 Comments

If you’ve recently had a loved one pass away, you may be wondering what happens to a mortgage when the borrower dies. Unfortunately, there is no one cut-and-dried answer to this question. It depends on who applied for the loan and whether or not the surviving family members want to keep the property.  In light…

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Posted by Tara Mastroeni on November 12, 2021 | 0 Comments

Put simply, “judicial foreclosure” is the legal term used for a foreclosure that goes through the local court system. However, there is much more to this type of foreclosure than just knowing that courts are involved. With that in mind, we’ve created a guide to the process below. Keep reading to learn what you need…

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Posted by Tara Mastroeni on October 15, 2021 | 0 Comments

In recent years, many real estate investors who’ve wanted to earn passive income without the headaches of dealing with tenants or flipping properties have shifted their strategy to note investing. Yet, in the process, they’ve learned that building a successful note brokering business requires a different skill set than traditional real estate investment.  With that…

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Posted by Tara Mastroeni on July 12, 2021 | 0 Comments

The Amortization Process Explained: What is a Fully Amortized Loan? If you’re in the process of selling a real estate note, you’re going to want to have a firm understanding of the process of amortizing a loan. Put simply, your loan’s amortization schedule will determine how long it takes for you to receive a full…

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Posted by Tara Mastroeni on May 15, 2021 | 0 Comments

Traditionally, owning a rental property is considered a safe investment. However, even the safest investments are not foolproof. For example, during the pandemic, many landlords struggled financially after their tenants were unable to keep up with their rent. As a landlord, it’s impossible to predict when a tenant will stop paying, but fortunately, there is…

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Posted by Tara Mastroeni on April 15, 2021 | 2 Comments

What’s Included in an Owner Financing Contract Template? A Guide for Buyers and Sellers While it’s easy to find an owner financing contract template online, it’s not always easy to understand what all the legal terms mean. With that in mind, below is a guide to the most important information that needs to be present…

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Posted by Tara Mastroeni on March 11, 2021 | 0 Comments

At some point, everyone who’s interested in financing real estate has asked themselves the question, “What is a balloon payment on a mortgage?” While most balloon payments are no longer allowed to be part of most qualified mortgages for consumer purposes, it’s important to note that they can still be used in non-traditional financing arrangements…

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Posted by Tara Mastroeni on February 9, 2021 | 0 Comments

Understanding Tax Deferred Investments: A Guide for Real Estate Investors Aside from diversifying your portfolio, the ability to take advantage of the tax benefits is one of the main reasons to invest in real estate. However, if you’re not careful, when it comes time to sell your investment property, you can get hit with a…

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Posted by Tara Mastroeni on December 19, 2020 | 2 Comments

Before we get into the particulars of real estate crowdfunding, it’s important to make sure that you understand the basics of crowdfunding real estate investing as a concept. At its core, crowdfunding investing is a process of pooling money together from multiple investors in order to achieve a common goal. For example, today, websites like…

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Posted by Tara Mastroeni on September 28, 2020 | 0 Comments